Track every account
Organize checking, savings, credit card, cash, and investment accounts in one private ledger.
Private, offline-first personal finance
Your money, under your control.
WallyLedger helps you track accounts, budgets, savings goals, recurring transactions, and cashflow across iPhone, iPad, and Mac while keeping your financial data on your device and in your private iCloud account.
- No sign-up
- No ads or trackers
- Optional private iCloud sync
Why WallyLedger
Private planning for the way you actually manage money.
WallyLedger is designed for manual control, clear planning, and privacy-first finance across the Apple devices you already use.
Plan the month ahead
Use budgets, rollover support, recurring transactions, and scheduled activity to understand what is coming.
Understand your progress
Follow savings goals, cashflow forecasts, spending insights, and upcoming obligations without noisy dashboards.
Keep it private
Your financial data is stored locally and can sync through your private iCloud database, not a WallyLedger server.
Core product areas
Everything you need to track, plan, and review personal finances.
WallyLedger keeps daily tracking and deeper planning in one private workspace, with optional Premium tools for users who want the complete experience.
Accounts
View checking, savings, cash, investment, and credit accounts in a single organized workspace.
5 account typesTransactions
Categorise transactions with tags, notes, payees, receipts, filters, and the context needed to review activity calmly.
Tags, notes, receiptsBudgets
Set monthly budgets with category allocations, rollover support, and quick comparisons against actual spending.
Rollover supportSavings Goals
Track progress, forecast momentum, and build recurring contributions toward the things that matter most.
Progress + forecastingRecurring Transactions
Stay ahead of bills, subscriptions, scheduled transactions, and routine transfers with predictable templates.
Scheduled activityForecasts & Insights
Review cashflow forecasts, spending insights, credit, debt, and mortgage context when you need the full picture.
Planning depth Free and Premium
Start free. Upgrade only when you need more depth.
WallyLedger is free with an optional Premium upgrade. Exact purchase options and trial eligibility are shown by Apple in the App Store.
Free
A private manual finance ledger for getting started with tracking, planning, and reporting.
- Up to 3 accounts
- Up to 2 budgets
- Up to 3 savings goals
- Up to 3 recurring transactions
- Up to 60 transactions per month
- Manual transaction tracking and reporting
Premium
The complete WallyLedger experience for deeper planning, automation, and long-term visibility.
- Unlimited accounts, categories, budgets, goals, and recurring transactions
- Advanced cashflow forecasts and charts
- Subscription, credit, debt, and mortgage tracking
- Receipt attachments and scanning
- Action and notification history
- Full CSV export
Product preview
Real WallyLedger screens across Apple platforms.
The site now uses launch-preparation screenshots from the app, so the public experience mirrors the actual product instead of a stylized illustration.
A focused control center for day-to-day finance.
The Mac experience is designed for deeper review: balances, budgets, categories, forecasts, and long-range planning in one steady workspace.
- Dashboard metrics and recent activity
- Transaction review with filters and search
- Budget, cashflow, debt, and savings planning tools
The same clarity when you are away from your desk.
Check balances, review recent transactions, manage settings, and stay aware of budget or recurring activity from iPhone and iPad.
- Responsive Apple-platform interface
- Quick awareness of spending and accounts
- Optional iCloud sync across your devices
Trust and privacy
Designed around control, not collection.
WallyLedger does not use a WallyLedger account, advertising, trackers, or analytics to manage your financial data.
No account required
WallyLedger does not require a WallyLedger account, advertising profile, or sign-up flow to manage your finances.
No ads, no trackers
The app and website are positioned without advertising SDKs, invasive analytics, or cross-site tracking.
Your iCloud, your data
When sync is enabled, WallyLedger uses your private iCloud account through CloudKit. We do not run servers that store or process your financial data.
Free and Premium
Free with an optional Premium upgrade.
Start with manual tracking, budgets, savings goals, recurring transactions, and reporting. Premium unlocks unlimited planning depth, advanced forecasts, subscriptions, credit, debt, mortgage tools, receipt scanning, and history features.